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The Very Few Positive Signs in the Economy

Friday, October 3rd, 2008

Amidst all of the talk of economic Armageddon, falling home prices, a declining stock market, rising foreclosures, a weak dollar, and food and energy inflation, it is difficult to find many bits of good news for the average homeowner. Since the subprime crash and credit crunch, seriously negative conditions have been prevailing in the market […]

Key 100% Home Equity Loans Questions

Thursday, October 2nd, 2008

If you’re in need of cash and have a home you can raise what you need by getting a home equity loan. If you need even more than that then you should look into a 100% home equity loan. What’s that?
Excerpt from:Key 100% Home Equity Loans Questions

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Fixed Rate vs Adjustable Rate Mortgages

Thursday, October 2nd, 2008

What is a Fixed-Rate Mortgage? The interest rate on a fixed-rate mortgage remains the same throughout the entire loan term, allowing you to make periodic (usually monthly) payments of the interest and the entire principal spread over 15 to 30 years.

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Mortgage Basics 3

Thursday, October 2nd, 2008

Overpayments- If you find yourself with a little extra cash some months and feel you can pay more than your expected amount, you may want to do some research into a mortgage deal with flexible repayment terms. If you are self employed especially, you will appreciate it more if you can pay more […]

Mortgage Basics 2

Thursday, October 2nd, 2008

Fixed rates - Fixed rates are what they sound like, they stay fixed for certain periods of time, usually 2, 3, 5, 7 or 10 years but they can sometimes last for the entirety of the deal depending on the lender. Beware that the longer the fixed rate, then the higher the rate will […]

Who May Qualify For Mobile Home Financing - Mobile Home Loans?

Wednesday, October 1st, 2008

Manufactured homes have come a long way since their “trailer” days. These affordable, factory-built homes offer more quality and style than ever before. New homeowners can virtually custom design their homes with the seemingly endless list of options available.
More here: Who May Qualify For Mobile Home Financing - Mobile Home Loans?

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FHA First Time Home Buyer - Apply For FHA Loan

Wednesday, October 1st, 2008

The Perfect Home Loan For A First Time Home Buyer. An FHA Home loan could make the difference between being approved for financing and being turned down for a conventional home loan.
FHA First Time Home Buyer - Apply For FHA Loan

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Mortgage Basics 1

Wednesday, October 1st, 2008

Taking a mortgage out will be the biggest financial commitment you make in your life. Previously, people would pay a visit to their bank and undergo an interview with the manager to arrange the details of their mortgage loan but with today’s ever competitive market, there are now nearly 150 different lenders offering over 5,000 […]

Learn How to Get a Bad Credit Homeowner’s Loan

Wednesday, October 1st, 2008

Owning a home can be expensive. Not only do you have mortgage payments to make every month, you have to consider the upkeep of the property, as well. If your home is crying out for much-needed home improvements or remodeling, or if you would like to add on another room or additional bath, yet you […]

Home Loan Rate - Do You Need Fixed-Rate Or Adjustable Type?

Wednesday, October 1st, 2008

When it comes to obtaining the right home loan rate, it is advisable to check on many lending companies, online and offline, and ask for their quotes. You can also decide the type of rate by deciding whether you want a short 10 year loan term, in which case, you need an adjustable rate or […]

First Home Saver Accounts Are Here

Wednesday, October 1st, 2008

The Labor Government has recently passed legislation which will see the introduction of First Home Saver Accounts, as promised by Prime Minister Rudd in his election campaign. By providing a combination of lower taxes and Government contribution, the new accounts are intended to offer a simple, tax effective solution to help first home buyers kick […]

Helping Your Children Pay for Grad School

Thursday, June 12th, 2008

Giving them money before they apply for student loans could hurt their chances of getting funding.
Read the rest here: Helping Your Children Pay for Grad School

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Solutions to the Student Loan Shortfall

Wednesday, June 4th, 2008

With lenders leaving the loan market, the government has stepped up to guarantee the money will be there.
View original here: Solutions to the Student Loan Shortfall

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Reverse Mortgages - Bank Or a Broker?

Thursday, May 29th, 2008

After 31 plus years Mortgage Banking experience working for large banks and Mortgage Bankers, we decided it was time to start serving our senior clients as mortgage brokers. When asked why we chose to do this rather than accepting positions with large banks, we tell people it was an easy decision to make, we love […]

Secured Loans - How Will The Home Loans Sector Bounce Back?

Thursday, May 29th, 2008

The liquidity crisis in the UK has affected every aspect of financial services, but in particular the secured loans sector. With pundits suggesting that the secured loans market will be the worst casualty of the credit crunch, the question is, how will the home loans sector bounce back?
Original post: Secured Loans - How Will The […]

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