Archive for July, 2008

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Home Equity Loans Tips and Advice For Homeowners

Thursday, July 31st, 2008

Home equity loan is a give and take financial tool, it can provide easy access to a line of credit or cash when you need it in a hurry. But, the downside is that you’re putting up your home as collateral. Needless to say that if you can’t repay the loan; the lender will repossess […]

Some Thoughts on Being Broke and Being Poor

Thursday, July 31st, 2008

A few days ago, I wrote a post where I responded to a reader who felt I had nothing to offer her because my income was significantly higher than hers. I strongly disagreed - I feel very much that the principles of personal finance apply to everyone. I used the example of sharing […]

Your Essential Emergency Kit

Thursday, July 31st, 2008

These nine steps will protect your family and finances against disaster, whether natural or personal.
See the rest here: Your Essential Emergency Kit

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Undoing a Roth Conversion

Thursday, July 31st, 2008

Sometimes it pays to put your money back into a traditional IRA.
Source:Undoing a Roth Conversion

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Are Your PR Efforts Working?

Thursday, July 31st, 2008

Companies spend a lot of money and time on public relations but often have little idea of whether the effort was worth it. There are ways to tell.
Here is the original post: Are Your PR Efforts Working?

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Whole Foods: Pricey Produce, Cheap Stock

Thursday, July 31st, 2008

Shoppers still are willing to pay a premium for this retailer’s natural and organic foods, but its shares are in the bargain bin.
See the original post: Whole Foods: Pricey Produce, Cheap Stock

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Growing Economy Continues to Struggle

Thursday, July 31st, 2008

Inflation remains in check, but gaining economic momentum will be a challenge in the coming months.
Read the original post: Growing Economy Continues to Struggle

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Subject: Re:How to convert itunes m4p to mp3 - by: dudude

Thursday, July 31st, 2008

I just found an interesting tutorial about how to convert DRM-laden iTunes M4P M4A M4B music to MP3 (http://itunesm4ptomp3.wordpress.com/2008/07/28/how-to-share-drm-protected-itunes-m4p-m4a-m4b-music-with-your-facebook-friends/) for sharing with your facebook friends.
Has anyone ever tried it?…

Read the original post: Subject: Re:How to convert itunes m4p to mp3 - by: dudude

[…]

Mortgage Payment Calculator

Thursday, July 31st, 2008

How to use an online mortgage payment calculator - a mortgage payment calculator is the first thing most people search for when considering refinancing a mortgage, or buying a new home. Using a mortgage payment calculator, you can apply today’s interest rate to the amount of your new mortgage, and find out what your new […]

Which is Better - Home Equity Loan Or a No Cash Out Refinance?

Thursday, July 31st, 2008

Every mortgage or refinance needs a target. Getting the right mortgage is as important as getting a good mortgage rate.
Go here to read the rest: Which is Better - Home Equity Loan Or a No Cash Out Refinance?

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One Simple Way to Have Fewer Mortgage Problems

Thursday, July 31st, 2008

There is a saying that “An ounce of Prevention is worth a pound of Cure”. If we keep this principle in mind when it comes to our money, finances and especially our mortgage, we increase our chances of successfully paying the mortgage off in full and, one day, actually owning the home we live in. […]

Overcoming a Habit of Lying to Yourself About Money

Thursday, July 31st, 2008

After my recent article about how to deal with a partner that hides and lies about money problems, several readers made the astute point that many of these situations are often the result of people lying to themselves about money, whether directly (by actually telling yourself false conclusions about the facts you already know) or […]

My Home Equity Line of Credit Was Just Cut Off - What Should I Do?

Wednesday, July 30th, 2008

Lenders have been freezing or cancelling home equity lines of credit (HELOC) for homeowners recently. This has been in response to declining property values. This can really be hurtful to a homeowner who has been using and depending upon their HELOC. What can be done?
Original post: My Home Equity Line of […]

Bad Credit Home Equity Loans - Fund Against Your Home Equity

Wednesday, July 30th, 2008

Bad credit home equity loans are financial provision which intends to provide you fund against the equity value of your home at the rate of your bad credit. The loans are beneficial as it gives you opportunity also to mend your credit status besides providing you fund.
Here is the original post: Bad Credit Home Equity […]

The Value (and Cost) of Experiences

Wednesday, July 30th, 2008

One major theme I’ve observed in a large number of recent personal finance books and articles is the idea of valuing experiences over things. For example, it’s more financially sensible to lead a spartan life filled with many memorable experiences than it is to subscribe to the consumer lifestyle. I’ve hinted at this […]

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