Archive for April, 2008

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A Portfolio of Credit Cards for Specific Purchases?

Wednesday, April 30th, 2008

Jenelle wrote in recently and described her way of using credit cards:
Unlike your advice to minimize your credit cards, I actually have eight open credit cards that I use all the time. These cards cover all of my purchases but each one has a particular bonus program that I can take specific advantage of. […]

Home Equity Lines Of Credit Are Sometimes Not The Answer

Wednesday, April 30th, 2008

It is true that homeowners often have the upper hand when it comes to obtaining finance. Sometimes, not even a good credit score and a good credit history is needed to get a loan with fairly good terms, specially if you are using your home as a security for this loan. Nearly any type of […]

The Simple Dollar Weekly Roundup: Twitter and Media Appearances Edition

Wednesday, April 30th, 2008

Two things worth noting that are somewhat interconnected.
First, last Saturday I was on Darla Shine’s nationally syndicated Happy Housewives radio program - you can catch the old episode in podcast form Darla’s podcast feed, and I’m on the April 26, 2008 edition smack in the middle of the show. It was a lot of […]

Chef Knife Sets Or Different Individual Knives - Which To Consider When Buying Chef Knives?

Wednesday, April 30th, 2008

Most people that are either skilled in the kitchen, or professional chefs know the importance of having good quality knives. These are the essential tools of creating culinary masterpieces, and fine dining quality gourmet dishes. But a question always arises, should I have one complete set of knives that are the same brand or maybe […]

Born to Buy: How Consumer Culture Undermines Children’s Well Being

Tuesday, April 29th, 2008

This is the thirteenth discussion in a “book club” series on Born to Buy by Juliet Schor, which focuses on consumerism issues and young children. You can jump back to the first discussion if you’d like. This discussion covers the first portion of the eighth chapter, “How Consumer Culture Undermines Children’s Well Being,” […]

The Five Ps: Breaking Down Big Dreams Into Little Steps

Tuesday, April 29th, 2008

One of my most loyal readers, a person named Brad who first emailed me about The Simple Dollar about a week after it launched, sent me an email this week that really struck a chord with me. Here’s the key part.
Ever since I was a little kid, all I’ve wanted to do was play […]

Aggression: The Necessary Trait for Wealth-Building

Tuesday, April 29th, 2008

How many times have you heard that good things come to those who wait? What about being told that if you just stay positive, you’ll get what you deserve? That’s all well and good — these beliefs are probably necessary to make sure that people can live in harmony.
But overall, I’m seeing a trend towards […]

The Recession Diet: Why Fears of Recession Might Trigger Poor Food Buying Decisions

Monday, April 28th, 2008

There was a fascinating article yesterday in the New York Times entitled Recession Diet Just One Way to Tighten Belt, which looked directly at the real-world ways consumers alter their spending at the retail level. In other words, the authors, Michael Barbaro and Eric Dash, actually went to a supermarket to watch and learn […]

Obtaining an Equity Loan

Monday, April 28th, 2008

Although most people think of a home when the word equity loan is mentioned, this can really apply to anything that is of value. It can be a boat, a car, a home, a motor home, or any other high-ticket item. The term equity means that the value of the item in question is more […]

Uses For a Home Equity Loan

Monday, April 28th, 2008

Often homeowners don’t even think about a home equity loan when they are faced with financing high-ticket items such as medical and education expenses. For many people the thought of using the equity in their home makes them cringe because they know the importance of maintaining the value in their home. On the other hand, […]

Finding Your Lowest Home Equity Loan Rate

Monday, April 28th, 2008

When you’re looking for a loan and are wanting to try and find the lowest interest rate that you can, there’s a good chance that you’ll want to consider taking out a home equity loan. These loans allow you to use the value that you’ve built up in your house by making your mortgage […]

What is a Home Equity Loan?

Monday, April 28th, 2008

A home equity loan is a loan that is guaranteed by your home. Are you in urgent need for cash and want to get the same without selling off your home or property? Getting a home equity loan is a good way to do so.
Read the rest here: What is a Home Equity Loan?

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How to Get a Low Interest Home Equity Loan

Monday, April 28th, 2008

If you’ve been making regular payments on your mortgage, you’ll find that in addition to repaying your loan you’ve also been building up the equity in your home… and if you want, you can use this equity as a means to secure a loan for a variety of different purposes. A low interest home equity […]

Choosing a Home Equity Secured Loan

Monday, April 28th, 2008

For all of those times when you find yourself needing a larger loan but aren’t sure exactly what sort of loan that you could get to cover your needs, you might want to stop and consider getting a home equity secured loan. A home equity secured loan is a loan that uses the equity that […]

Getting a Low Home Equity Loan Rate

Monday, April 28th, 2008

If you’re looking for a loan using the equity that you’ve built up in your home, then you will likely want to find a low home equity loan rate so as to save as much money on the loan as possible.Of course, locating a low home equity loan rate can sometimes be easier said than […]

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